Debt Settlements with the State & Social Security Funds | Koufelos & Associates Law Firm
Financial obligations toward tax authorities and public insurance funds frequently constitute the single heaviest burden on a company’s corporate viability and an individual’s financial stability. The constantly changing statutory framework, the automation of third-party bank account attachments, and the immediate activation of aggressive state enforcement measures make the timely and structured settlement of these debts a matter of absolute survival. Dealing with state authorities requires a clinical strategy, technical legal knowledge, and institutional mediation.
“KOUFELOS & ASSOCIATES LAW FIRM” undertakes the expert settlement of outstanding liabilities and strategic out-of-court mediation with the Greek State (Independent Authority for Public Revenue / IAPR – AADE) and Social Security Funds (e-EFKA / KEAO). We deliver full-scale legal consultation and representation, helping corporations and private individuals reclaim their financial mobility, protect their corporate assets, and secure the unhindered continuity of their business operations.
Our Public Sector Debt Settlement & Mediation Services
Our firm provides a comprehensive spectrum of administrative, extrajudicial, and litigious actions to structurally settle debts owed to the state and public funds:
1. Out-of-Court Workouts & Multilateral Debt Restructuring
We leverage modern statutory mechanisms to deliver comprehensive, macro-level restructuring of sovereign liabilities:
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The Greek Out-of-Court Workout Mechanism (Exodikasthkos): Delivering full administrative and legal support for enrolling corporations or private debtors into the digital out-of-court platform, aiming for a unified, long-term, and highly sustainable repayment plan (up to 240 monthly installments) with the State and Social Security registries.
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Surcharges Remission & Debt “Haircuts”: Conducting rigorous auditing of the debt portfolio to legally pursue structural write-offs of core taxes, accumulated interests, and late-payment penalties, fully in line with legislative viability criteria.
2. Tailored Installment Plans & Specialized Agreements
We intervene directly before administrative agencies to negotiate and secure viable repayment terms:
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Tax Authority Settlements (AADE / Tax Offices / KEMEER): Negotiating and filing specialized applications for standing installment schemes or emergency legislative debt-relief programs concerning verified tax debts (VAT/ΦΠΑ, Corporate Income Tax, ENFIA property tax, etc.).
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Social Security Debt Center Settlements (KEAO): Incorporating outstanding employer or individual social security contributions into structured settlement programs, thereby securing the immediate issuance of a valid Social Security Clearance Certificate (Asfalistiki Enimerotita).
3. Immediate Protection Against Enforced State Collection
We mount aggressive judicial and administrative defenses to counter invasive public asset enforcement procedures:
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Freezing of Asset Seizures & Public Auctions: Filing immediate third-party objections (anakopes) and urgent petitions for stay of execution to halt forced collection actions, such as bank account attachments, corporate capital asset freezes, and real estate auction orders.
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Criminal Defense for State Tax Evasion Claims: Providing expert courtroom representation and white-collar criminal defense against prosecution for the misdemeanor or felony offense of non-payment of debts toward the Greek State and Social Security Funds.
4. Extrajudicial Mediation & Institutional Representation
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Administrative Advocacy: Assuming full representation of your corporate interests before tax audit hubs, directors of local tax offices (D.O.Y.), and the administrative boards of insurance funds to pitch custom-engineered repayment protocols.
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Lifting and Modification of Enforcement Orders: Submitting legally substantiated petitions for the immediate lifting or modification of active enforcement measures (such as unblocking a frozen commercial bank account to safeguard employee payroll) upon the successful signing of a settlement deed.
Why Choose “Koufelos & Associates Law Firm”
Blindly enrolling into an installment plan without long-term liquidity planning frequently leads to a default, causing the immediate forfeiture of statutory benefits and the instantaneous trigger of state enforcement measures. At Koufelos & Associates Law Firm, we do not treat debt relief as a simple matter of data entry.
We deeply analyze our clients’ balance sheets, audit the underlying legality of the state-verified debts (checking for statutory limitations or time-barred claims), and engineer a bulletproof, realistic rehabilitation plan. Our specialized intervention in out-of-court state mediation is the ultimate guarantee for securing a viable compromise with the sovereign, permanently safeguarding your personal and commercial future.
